Financial planning in retirement can feel overwhelming. Yet, using a percentage budgeting method simplifies things a lot. This strategy means dividing income into set parts for different expenses. It helps keep spending steady and sustainable over time. For retirees thinking … [Read more...] about How Does Percentage Budgeting Simplify Financial Planning for Retirees?
Budget
Ways to Assess Your Readiness to Purchase a Car
Buying a new car is a difficult decision. You know that it will significantly affect your finances for the next several months. Even if you already found a vehicle that you would love to buy, you still have second thoughts. These are some tips to help you assess your readiness to … [Read more...] about Ways to Assess Your Readiness to Purchase a Car
No Deposit Car Loans are Affordable and are Worth Trying
You might immediately abandon the idea of getting a no deposit car loan. You obtained information that this loan requires you to pay a huge amount each month. Since you don’t pay anything upfront, it’s understandable that the fees are higher than for other loans. It doesn’t mean … [Read more...] about No Deposit Car Loans are Affordable and are Worth Trying
6 Top Money-Saving Tips for Consumers
We’re not quite sure what it is about the South African psyche that makes us such bad savers, but it’s a fact that we can’t ignore. South Africa is a nation of big borrowers and poor savers, with one study showing that the average consumer saves just 15 cents on every R100 they … [Read more...] about 6 Top Money-Saving Tips for Consumers
The Best Ideas for Updating and Upgrading Your Kitchen
If you walk into your kitchen, how does it make you feel? Does your kitchen still make you feel upbeat and energised, or does it seem to drain your energy as you look around and see your old appliances, peeling wall paint, and decrepit tiles? It may be the ideal … [Read more...] about The Best Ideas for Updating and Upgrading Your Kitchen